Can You Pay Off Apple Finance Early

See how to make or schedule payments, check your balance, and choose a payment source.

1. Open the Wallet app on your iPhone and tap Apple Card.

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2. Tap Pay.

3. Your monthly balance is automatically selected and you see a green checkmark.

If you already paid some of your monthly balance, your remaining monthly balance is shown. If you pay off your monthly balance each month by the due date, you aren’t charged interest.

Find your minimum payment due

The minimum payment is the minimum amount you must pay towards your Apple Card balance to keep your account current.

1. Open the Wallet app on your iPhone and tap Apple Card.

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2. Tap Pay.

3. Press and slide counterclockwise until the wheel turns red and stops.

4. You see the minimum payment due.

When your minimum payment is due, Payment Due appears with the amount below your Apple Card. If you bought an iPhone, iPad, Mac, or other eligible Apple product with Apple Card Monthly Installments, your monthly installment is included in the minimum payment amount.

How to make payments

You can schedule recurring payments or make a one-time payment in the Wallet app with just a few taps. If you don’t have an eligible iPhone or iPad, you can make an Apple Card payment online at card.apple.com.

For Apple Card Family, account owners and co-owners are responsible for all payments on the shared Apple Card account. On a co-owned account, each co-owner can make payments on the account and can add a bank account. Before making or scheduling a payment on a shared Apple Card account, co-owners should verify that the correct bank account is selected.3

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If you set up Apple Cash and verified your identity, you can use Apple Cash or your bank account to make an immediate one-time payment.

Make additional payments on your Apple Card Monthly Installments

If you pay your minimum payment due each month, you’re automatically paying your Apple Card Monthly Installment for that month. To make an additional payment or pay off your installment balance, you need to pay your Maximum Payment for all other Apple Card purchases before additional payments can be applied to your installment balance.

Learn how to pay extra towards your Apple Card Monthly Installments.

Apple Card Monthly Installments are interest-free and all other purchases you make with your Apple Card have a variable APR.2 When you pay toward your Apple Card balance first, you can reduce or eliminate interest charges.

If you pay more towards your installment balance, you might reduce the number of payments, but you’re still required to pay your installment the next month.

If your iPhone or iPad is unavailable

If your iPhone is missing or stolen, you can contact Apple Support to make a payment.

• If you added your Apple Card to another iPhone, you can make a payment or set up scheduled payments in the Wallet app on that iPhone.

• If you added your Apple Card to your iPad, you can go to Settings > Wallet & Apple Pay > Apple Card, then tap Make a Payment or set up Scheduled Payments.

Choose or change a payment source

You can add a bank account to make Apple Card payments, or use Apple Cash to help pay off your Apple Card balance. The first time you choose to add a bank account, you’re asked if you want to add the same bank account that you use with Apple Cash. If you select Yes, the bank account is automatically added.

Pay with Apple Cash or a different bank account

You can use your Apple Cash balance to make an immediate one-time payment. If the balance of your Apple Cash account is less than the amount of your payment, the remaining balance is paid from your default bank account.

You can also choose a different bank account to pay your Apple Card balance:

1. Open the Wallet app on your iPhone and tap Apple Card.

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2. Tap Pay.

3. Choose a payment amount and tap the Pay [amount] button.

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   Tap your bank account, then choose a different bank account.

5. Tap the Back button and authenticate with Face ID, Touch ID, or your passcode to make a payment.

See your payment history

To view your payment history:

1. Open the Wallet app on your iPhone and tap Apple Card.

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2. Tap Card Balance.

3. Scroll down and select the statement that you want to view.

Next to Payments and Credits you see the amount of Payments and Credits from the month you selected. If you want to download a PDF of the statement, tap Download PDF Statement. Payments and Credits includes payments you might have made, refunds on purchases you returned, and credits you might have received from a transaction dispute.

You can also view individual payments. Just open the Wallet app on your iPhone and tap Apple Card. Then scroll through Latest Transactions until you see a Payment transaction. To see the payment details, tap the transaction, then tap it again on the next screen.

Learn more

• View your spending summary and recent transactions.

• Update your Apple Card account information.

• Discover how to get Daily Cash with Apple Card.

• Watch the video to see how you can get 24/7 support for Apple Card

• If you need help with Apple Card payments, contact an Apple Card specialist.

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Category: Finance