Payment Methods
The Apple Online Store accepts a variety of payment methods. Click on a payment method below to find out more.
- Apple Pay
- Credit Cards or Debit Cards
- Apple Store Gift Card
- Wire Transfer
Some customers may qualify for other forms of payment. Please call 1-800-MY-APPLE and speak to an Apple Specialist for more information.
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Note: Some payment types are ineligible for orders that ship to multiple addresses. If you are using an ineligible payment type for an order shipping to multiple addresses, you will either need to change the payment method, or ship your order to a single address.
Using more than one payment method
You can also combine payment methods to pay for your purchase. Choose from the following combinations of credit cards and Apple Gift Cards:
- Credit card – one credit card
- Apple Gift Card(s) – up to eight
- Apple Gift Card(s) – up to eight + one credit card
- Apple Gift Card(s) – up to eight + Apple Account Balance
- Apple Gift Card(s) – up to eight + Apple Account Balance + one credit card
- Apple Gift Card(s) – up to eight + Apple Pay
- Apple Gift Card(s) – up to eight + Apple Account Balance + Apple Pay
- Apple Account Balance + one credit card
- Apple Account Balance + Apple Pay
Please note that you can use the value from all types and generations of Apple gift cards. For more details, see:
How to use Apple Gift Cards and App Store & iTunes Gift Cards
How to use Apple Store Gift Cards
During checkout, if you are paying with a gift card issued by a credit card company, you can combine it with one credit card.
Credit Cards or Debit Cards
Troubleshooting credit card & debit card payment errors
- If your card is new or recently reissued, make sure it has been activated.
- Remove dashes or spaces from the account number.
- If everything seems to be correct, call the card issuer’s customer service telephone number on the back of your card. Your credit card company may need to speak with you before they authorize your purchase.
Account Verification
To prevent any unnecessary delays processing your order, please ensure that the billing address on your order matches the information on your credit card account. If you have recently moved or are unsure whether you receive your credit card statement at your work or home address, please contact your card-issuing bank using the telephone number on the back of your credit card to confirm.
Security Codes
The card security code is a unique three or four digit number printed on the front (American Express) or back (MasterCard/Visa) of your card, in addition to the account number.
American Express:
MasterCard and Visa:
When Apple charges your account
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Apple receives authorization to charge your account prior to shipping your item(s). However, your card will only be charged after your order has shipped. If your order contains multiple items and they ship at different times, you may see multiple charges on your credit card statement.
My credit card was declined, can I re-authorize it?
If your order was not authorized online, please confirm you have correctly entered your credit card details and place your order again. If you still have difficulties please contact your credit card company to make them aware of your order.
If you have already received an order number but were informed by Apple that your card was declined, to prevent further delay of your order, please:
1. Contact your card provider to advise them that you have placed an order with Apple so that the payment can be processed.
2. Visit Order Status to verify your payment or to make changes to your payment information. Please note that it may take up to 24 hours for the status to update. If you placed your order without an Apple ID and wish to make changes to your payment information, please contact the Apple Store Customer Service team for assistance.
Credit cards accepted
Debit Cards accepted
Apple Gift Cards
The Apple Gift Card was introduced in 2020 and is now the gift card to use when purchasing products, accessories, apps, games, music, movies, TV shows, iCloud and more from Apple. Apple Gift Cards can be used in the Apple Store, the Apple Store app, apple.com, the App Store, iTunes, Apple Music, Apple TV, Apple Books and other Apple properties.
You can use Apple Gift Cards to pay for products, subscriptions and services from Apple online. Or spend Apple Gift Cards at the Apple Store or by calling 1‑800‑MY‑APPLE. You cannot pay for an Apple Gift Card with an Apple Gift Card or Apple Account Balance. Apple Gift Cards can be used only in the country or region in which they were purchased.
You can use up to eight Apple Gift Cards at a time when you purchase online from Apple or if you’re placing an order by calling 1‑800‑MY‑APPLE. You can use your gift card(s) with an Apple Account Balance and Apple Pay or one credit card.
Any value on an App Store & iTunes Gift Card or Apple Store Gift Card in your possession is valid.
To redeem any Apple Gift Card or App Store & iTunes Gift Card into your Apple Account Balance, simply enter or scan the PIN. We send electronic Apple Gift Cards to the card recipient via email. Using this email, the recipient can easily redeem the card’s value to their Apple Account Balance for online purchases or use the PIN at an Apple Store, at apple.com or in the Apple Store app.
For physical Apple Gift Cards, the PIN can be found on the gift card insert. On previous-generation Apple gift cards, reveal the PIN by peeling or scratching off the covered area on the back of the card. For electronic gift cards, the PIN can be found in the email. Please keep the card in your possession until the order has been processed and delivered. Apple Gift Cards and Apple Account Balance are subject to applicable terms and conditions. Learn more
Ready to buy an Apple Gift Card? Buy online for yourself or someone else
How to Use Apple Gift Cards
Apple Gift Cards can be used to pay for products and accessories as well as apps, games, music, movies, TV shows, iCloud storage and more. Apple Gift Cards can be used on apple.com, in the Apple Store app, by phone or in person at the Apple Store. You can also redeem Apple Gift Cards into your Apple Account Balance to buy products, apps, content and services online from Apple. Apple Gift Cards can be used only in the country or region where they were purchased.
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In an Apple Store, simply present the physical card or email to the cashier at time of payment. If you are using your Apple Gift Card over the phone at 1‑800‑MY‑APPLE, you’ll need to provide the PIN (located on the back of the card insert or in the gift card email). Remember to keep the card in your possession until your item(s) have been delivered.
You can use up to eight Apple Gift Cards at apple.com or when placing an order over the phone at 1‑800‑MY‑APPLE. You can use up to 20 Apple Gift Cards for one transaction when you purchase at an Apple Store. You can use your Apple Gift Card(s) with an Apple Account Balance and Apple Pay or one credit card. Apple Gift Cards cannot be used to purchase another Apple Gift Card.
Checking Your Apple Gift Card Balance
You can check your gift card balance online by entering the PIN from any Apple gift card. See the Apple Account Balance section for details on how to redeem your gift card into your Apple Account Balance for online shopping, apps, content and services.
How to Use Apple Store Gift Cards
The Apple Store Gift Card has been replaced with the Apple Gift Card. Of course, any value remaining on an Apple Store Gift Card in your possession is still valid. Apple Store Gift Cards can only be used to purchase products classified as finished goods — including iPhone, iPad, Mac, Watch, Apple TV, AirPods, HomePod and accessories like headphones, cases, cables, adaptors and much more. You can only purchase physical products with an Apple Store Gift Card on apple.com, in the Apple Store app and at the Apple Store.
Apple Store Gift Cards are not eligible to be redeemed into your Apple Account Balance and cannot be used to purchase content or services (e.g. music, movie, apps, iCloud).
How to Use Apple Gift Cards and App Store & iTunes Gift Cards
Both the Apple Gift Cards and App Store & iTunes Gift Cards (previous generation) can be redeemed into your Apple Account Balance. Additionally, you can apply your gift card by entering the PIN during the payment step in checkout at apple.com or in the Apple Store app, or when shopping via 1‑800‑MY‑APPLE. Apple Gift Cards can’t be used with split credit card payments.
Lost or Stolen Cards
To report a lost or stolen Apple Gift Card (or any previous-generation Apple gift card), please contact Apple at any Apple Store location or by telephone at 1‑800‑MY‑APPLE . Replacement cards will be issued after Apple verifies that the lost or stolen card has not been redeemed and you present your original purchase receipt. Apple is not responsible for lost or stolen gift cards.
Apple Account Balance
Redeem Apple Gift Cards or add money directly into your Apple Account Balance anytime. Then use the balance to pay for Apple products, accessories, apps, games, music, movies, TV shows, iCloud and more. You can check your Apple Account Balance online.
To use your Apple Account Balance to buy products on apple.com or in the Apple Store app, make sure you are signed in with your Apple ID. Then simply choose an amount to apply to your purchase during the payment step in checkout. You can use the funds from your Apple Account Balance in combination with Apple Pay or one credit card and up to eight Apple Gift Cards. See Payment for details on using more than one payment method.
You can redeem Apple Gift Cards and App Store & iTunes Gift Cards into your Apple Account Balance on iTunes, Apple Music, Apple TV or the App Store. Visit any of these Apple apps or sites and tap your Apple ID account avatar or choose Account from the main menu. Select “Redeem Gift Card or Code” or “Redeem,” then scan or enter the gift card PIN. The funds will appear in your Apple Account Balance to use for shopping, listening, watching, playing, working and more.
Please note that your Apple ID Balance is now your Apple Account Balance.
Wire Transfer
To pay for your purchase using a Wire Transfer:
- Place your order with an Apple Store Specialist by phone at 1‑800‑MY‑APPLE.
- Obtain the final dollar total of your order including tax and any applicable shipping charges from the Apple Store Specialist.
- Have your bank electronically transfer the total dollar amount of your order using the routing information below.
- Reference your Web Order Number with your payment.
- Allow 1 business day for the processing of your wire transfer.
Routing information Canada
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Category: Finance
